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Payment

Paying

Visma Pay (Paybyway Oy, Business ID 2486559-4) acts as the payment intermediary for this online store. Visma Pay is registered in the payment institution register maintained by the Financial Supervisory Authority. Payments are processed through the Visma Pay online service, and Visma Pay or Paybyway Oy will appear as the recipient on your bank statement or invoice. Visma Pay transfers the payments to the online store. Payments are secure, as all information related to the payment transaction is transmitted using an encrypted connection, ensuring that no unauthorized party can view the payment transaction data. The purchase agreement is between the online store's customer and the online store. The online store is responsible for all obligations related to the purchase. Learn more about Visma Pay: https://www.visma.fi/vismapay/

Payment Methods

Visma Pay: Through Visma Pay, you can make payments using online banking credentials, digital wallets, credit/debit cards, invoice, or installment payments. The following payment methods are available: Osuuspankki, Nordea, Danske Bank, Oma Säästöpankki, Säästöpankki, Aktia, local cooperative banks, S-Pankki, Handelsbanken, Ålandsbanken, MobilePay, Masterpass, Pivo, Visa, Visa Debit, Visa Electron, MasterCard, and Debit MasterCard, as well as Jousto and Enterpay invoices for businesses.

MobilePay: You can pay with your MobilePay wallet if you have enabled online shopping in the app's settings. Payments made with a MobilePay wallet will be charged to the payment card linked to your wallet. If the payment cannot be charged to the payment card, paying with a MobilePay wallet in the online store is not possible.

Pivo: Terms of use can be found on Pivo's website: <https://pivo.fi/kayttoehdot/pivon-kayttoehdot/

Jousto: Jousto invoice and installment payment is a Finnish service that allows you to make purchases quickly and securely. Jousto is intended for individuals with a good credit history. With Jousto, you get 30 days of interest-free and fee-free payment terms. After receiving the invoice, you can decide whether to pay it in full or in installments. With installment payments, you can pay for your purchases in up to 36 installments, starting at €9.90/month. The cost of Jousto installment payments is €3.90/month and an interest rate of 19.9%. You can pay for purchases between €30 and €3000 with Jousto. The credit provider is Aurajoki Nordic Oy. Read more about Jousto at www.jousto.com.

Visma Pay contact details:

Visma Pay, Paybyway Oy (Y-tunnus 2486559-4)
Sähköposti: helpdesk@vismapay.com
Puhelin: 09 315 42 037 (Mon - Fri klo 8-16)
Postiosoite: Laserkatu 6, 53850 Lappeenranta